Amapay Privacy Notice
Last Updated: October 28, 2025
Your Privacy Matters: At Amapay, we are committed to protecting your personal information and being transparent about how we collect, use, and share your data.
1. Information We Collect
We collect various types of information to provide our money transfer services effectively:
Personal Information
- Full name, date of birth, and contact details
- Government-issued identification information
- Address and residency information
- Bank account and payment method details
Transaction Information
- Transfer amounts and currencies
- Sender and recipient details
- Transaction history and patterns
- Payment method information
Technical Information
- IP address and device information
- Browser type and operating system
- Cookies and similar tracking technologies
- Usage patterns and service interactions
2. How We Use Your Information
We use your information for the following purposes:
| Purpose |
Explanation |
| Service Provision |
To process and deliver money transfers |
| Identity Verification |
To comply with anti-money laundering regulations |
| Customer Support |
To assist with transactions and resolve issues |
| Security |
To protect against fraud and unauthorized access |
| Improvement |
To enhance our services and user experience |
| Communication |
To send transaction updates and important notices |
3. Information Sharing
We may share your information with:
Service Partners
- Financial institutions for transaction processing
- Payment networks for fund transfers
- Currency exchange providers
- Third-party service providers with strict data protection requirements
Legal Requirements
- Regulatory authorities and law enforcement
- Government agencies as required by law
- Courts and legal proceedings
- Anti-fraud and security organizations
4. International Data Transfers
As an international money transfer service, we may transfer your data across borders. We ensure appropriate safeguards are in place, including:
- Standard contractual clauses with international partners
- Adequacy decisions for approved countries
- Binding corporate rules for intra-group transfers
- Compliance with applicable data protection laws
5. Data Security
We implement comprehensive security measures to protect your information:
Technical Safeguards
- End-to-end encryption for data transmission
- Secure storage with encryption at rest
- Regular security assessments and penetration testing
- Multi-factor authentication for account access
Organizational Measures
- Employee training on data protection
- Strict access controls and authorization protocols
- Regular security audits and compliance checks
- Incident response procedures
6. Your Rights
Depending on your location, you may have the following rights:
Data Subject Rights
- Access: Request a copy of your personal information
- Correction: Update inaccurate or incomplete information
- Deletion: Request removal of your personal data
- Portability: Obtain your data in a machine-readable format
- Restriction: Limit processing of your information
- Objection: Object to processing based on legitimate interests
How to Exercise Your Rights
- Contact our privacy team at info@amapay.com
- Use your account settings for certain requests
- Provide identification to verify your request
- Allow reasonable time for response (typically 30 days)
7. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Remember your preferences and settings
- Analyze website usage and improve performance
- Provide personalized content and recommendations
- Enhance security and prevent fraud
You can control cookies through your browser settings, but this may affect some features of our service.
8. Data Retention
We retain your information for different periods based on:
- Legal and regulatory requirements (typically 7-10 years)
- Contractual obligations and service agreements
- Business needs and legitimate interests
- Your preferences and consent where applicable
9. Children's Privacy
Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware of collecting information from a child, we will take steps to delete it promptly.
10. Changes to This Privacy Notice
We may update this Privacy Notice from time to time. We will:
- Post the updated notice on our website
- Notify users of significant changes via email
- Update the "Last Updated" date
- Continue to apply changes to existing users unless required by law
11. Contact Information
For privacy-related questions or to exercise your rights, please contact:
- Email: info@amapay.com
- Mail: Amapay Privacy Officer, 16192 Coastal Hwy, Lewes, DE 19958
- Data Protection Officer: info@amapay.com